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How to Pay for Home Healthcare

Monday, January 9, 2017

When researching home healthcare choices for yourself or a loved one, there are a variety of different options to consider. A big question for many is how to pay for home healthcare. While this may not seem like an easy question to answer, there are several different ways to help develop a better idea of options and the costs associated with each.

First, it is important to understand the type of care required. The cost of a home health aide to assist in meal preparation and light housecleaning will be very different from home healthcare that requires in-home infusion support, wound care, or physical therapy. Make sure to talk to your loved one’s physician, their social worker, as well as others involved in their case to narrow down as best as possible what is required to maintain a supportive and positive environment during an illness or other medical issue.

It is important to remember that different levels of care will require different types of certifications. For example, in New Jersey, a Homemaker-Home Health Aide must successfully complete a training program which consists of 60 classroom hours and 16 hours of clinical practice. A Home Health Aide must work under the supervision of an RN.

The Joint Commission provides certification for an entire organization through a rigorous process to ensure the highest level of care is provided to the patient. Accreditation managers, quality managers, and nurse leaders in all types of home care settings, including Home Health, Hospice, DMEPOS (durable medical equipment), Personal Care Infusion, and Specialty Pharmacy are evaluated to assess an organization’s compliance to the latest home care accreditation standards. Home healthcare organizations that possess this level of certification have worked hard to ensure they are providing the best quality care to their patients.

It is always important to look at an organization’s history. Look for reviews and complaints against the business. The National Association for Home Care and Hospice is a great resource for gaining insights into different businesses within the organization. It also provides additional informational resources. The Private Duty Homecare Association is another organization that provides accreditation to home care businesses to ensure they adhere to the highest quality and care standards.

Based on your state, there are government divisions that can help gain insights into a business’ history. In New Jersey, the Department of Human Services Division of Aging Services provides links and information to different organizations to help with a variety of different types of medical issues; they can also provide support to family members looking to acquire knowledge on all the programs available and financial eligibility for their loved one. On a federal level, Consumer Affairs can provide reviews and certification information about different home healthcare information; they can also provide a list of questions to ask perspective caregivers to determine if the caregiver can provide just the right level of assistance.

It is important to remember that home healthcare costs will vary from state to state. Additionally, the level of medical care required will also have a direct impact on the cost of the care. Luckily, there are many different organizations that can provide information to help pay for care as well as public and private payment assistance. Private insurance is generally the most common source for home healthcare funding. Again, your loved one’s social worker can provide unbiased information during what is often a challenging time for a family.

What is most important is that you do proper research and ask for help when needed. There are a variety of reputable organizations that can help you learn about all that is associated with arranging, and paying for home healthcare. Make sure you act as your loved one’s advocate so you can be sure they are receiving the best care possible.

Staff Writer, Jeanine